
Vinod Gharat is a seasoned Senior Financial & Insurance Advisor with over 20+ years of experience in providing reliable and result-oriented financial solutions. He specializes in Life Insurance (LIC of India), Mutual Funds, Health Insurance (Mediclaim), and Asset Allocation–based financial planning. With a strong focus on understanding individual needs, Vinod Gharat helps clients build financial security through the right mix of protection, growth, and long-term stability. His approach emphasizes disciplined planning and personalized strategies to support clients at every stage of life.

Campaign running from January 1 to March 2, 2026, allows revival of lapsed individual policies with concessions on late fees, aimed at restoring insurance cover for policyholders
The RBI has identified SBI, HDFC Bank, and ICICI Bank as India's most systemically important financial institutions, terming them as Domestic Systemically Important Banks (D-SIBs).

